Maui Real Estate–Upcountry and Haiku–Hawaii Real Estate Listings&Homes For Sale - Fred Haywood

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About Fred

Check out the Maui Wind Cam to see
windsurfers and kiters at Kanaha!

The Fred Haywood Team offers unparalleled service to all clients. Your complete satisfaction with our service and representation is our number one priority. We've built our business around this priority and we are committed to saving you both time and money, whether you are a home buyer or a home seller.

Fred Haywood Realty works island wide in all residential Real Estate, including the following areas: Maui Upcountry (Kula, Makawao, and Pukalani); North Shore (Paia, Spreckelsville, and Haiku); Central (Kahului and Wailuku); West Side (Kapalua, Lahaina, and Kaanapali); South Side (Wailea and Kihei); and Hana properties.

MauiHomeFinders.com is a FREE service to help area home buyers find their dream home. Your first email will list all homes currently for sale that meet your search criteria. Then each morning you will be emailed a list of all of the new homes for sale and price changes since your previous search. No more having to rely on manual searches. Fill out the form on MauiHomeFinders.com and start your auto-email home search today! It's just that easy!

Maui's natural resource, Fred Haywood was born and raised on Maui and received a BA in Economics from Stanford University in 1971. Since 1973, Fred has been at the top of the Maui Real Estate market servicing the entire island with his team of buyer agents. Whether winning national swimming championships with Mark Spitz, breaking world Speed records on a windsurfer, or windsurfing the largest waves in the world Fred has aspired to be at the top of his game. His real estate has taken him to higher levels while speaking nationally about Real Estate systems, Real Estate team training and investing in Real Estate. As a Top Maui Realtor (he was named one of the Top 100 Hawaii Real Estate Agents in 2007), Fred has the experience and track record you are looking for. If you're looking for a Maui Realtor who is compassionate, caring, and a connoisseur of Maui Real Estate, you've come to the right place!

"There is nobody who is more knowledgeable and trustworthy on the island than Fred Haywood!" Josh and Amy Stone.

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School Reports in Maui - Upcountry and Haiku, Hawaii

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Schools in Maui - Upcountry and Haiku

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What are the characteristics of classic Queen Anne architecture?
A	Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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