Maui Real Estate - Maui Homes for Sale in Hawaii - Upcountry and Haiku - Fred Haywood, REALTOR for Maui Real Estate, Maui HI Fred Haywood REALTOR(r) for Maui - Upcountry, Hawaii real estate - NUMBER1EXPERT™ Fred Haywood NUMBER1EXPERT(tm) for Maui - Upcountry, Hawaii real estate
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Fred Haywood, REALTORŪ, real estate agent and broker for Maui - Upcountry Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)








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Mortgage Prequalification: Maui - Upcountry Hawaii home buying, real estate listings, and homes for sale in Maui Island                    County, HI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Maui Upcountry Haiku Realtor (Kula, Pukalani, Olinda, Makawao, Paia, and Haiku) to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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About Your Move
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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Fred Haywood, REALTORŪ, real estate agent and broker for Maui - Upcountry Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Fred Haywood
Fred Haywood Realty

215 Pulehu Nui Rd.
Kula, HI 96790
Main Phone: (808) 579-8848
Fax: (808) 579-6210
Cell: (808) 870-4904
Fred@FredHaywood.com

Love Life. Live Maui

Born and raised on Maui, Fred Haywood is committed to helping you buy or sell your Maui dream home in the highest professional manner, with total integrity and knowledge.

Fred Haywood's team has sold 150 million of real estate in the last 5 years. Fred has been selling Maui Real estate for over 30 years and is ready to help you with all your Maui real estate needs.

Just call Fred... he has been making it happen in real estate on Maui for over 30 years, and he can make it happen for you!

Equal Housing REALTOR


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