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Real Estate Contracts >Signed Sealed and Delivered
Most people assume that when a real estate deed is signed, it is effective. However, there is one more essential part of the process. Even if a deed is properly executed, it is not effective until it has been delivered to and accepted by the buyer. This can sometimes create bizarre results. Here is an example.
An elderly man properly signed, sealed and acknowledged a deed to his nephew and placed it in an old tin box in his room, where it was discovered shortly after he died. The nephew lost a contest with other heirs over the property because the deed was not delivered, and therefore, was not effective at the time of the old man's death.
Until the deed is delivered, the title remains with the seller, who could change his mind at any time and destroy the deed. But once the deed has been properly delivered and accepted, the title passes and cannot be revoked. Thus the old, old saying: signed, sealed (and notarized) -- and delivered.
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
Fred Haywood Fred Haywood Realty 120 Hana Highway, Suite 3 PO BOX 790402 Paia, HI 96779 800.989.8848 808.579.8848 Fax: 808.579.6210 fredhaywood@NUMBER1EXPERT.com
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Fred Haywood's team has sold 150 million of real estate in the last 5 years. Fred has been selling Maui Real estate for 30 years and is ready to help you with all your Maui real estate needs.
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