Maui Real Estate - Maui Homes for Sale in Hawaii - Upcountry and Haiku - Fred Haywood, REALTOR for Maui Real Estate, Maui HI Fred Haywood REALTOR(r) for Maui - Upcountry, Hawaii real estate - NUMBER1EXPERT™ Fred Haywood NUMBER1EXPERT(tm) for Maui - Upcountry, Hawaii real estate
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Fred Haywood, REALTORŪ, real estate agent and broker for Maui - Upcountry Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)








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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
Where would you go if you wished to stay in the world's most expensive hotel room?

A 
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
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Fred Haywood, REALTORŪ, real estate agent and broker for Maui - Upcountry Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Fred Haywood
Fred Haywood Realty

120 Hana Highway, Suite 3
PO BOX 790402
Paia, HI 96779
800.989.8848
808.579.8848
Fax: 808.579.6210
fredhaywood@NUMBER1EXPERT.com

Love Life. Live Maui

Fred Haywood is committed to helping you buy or sell your Maui dream home in the highest professional manner, with total integrity and knowledge.

Fred Haywood's team has sold 150 million of real estate in the last 5 years. Fred has been selling Maui Real estate for 30 years and is ready to help you with all your Maui real estate needs.

Just call Fred... he has been making it happen in real estate on Maui for over 30 years, and he can make it happen for you!


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